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Micro Finance

Micro-credit by itself is helpful for the poor members in economically dynamic areas. Less enterprising poor households need to start with savings before they can benefit from micro-credit, because they need to cope with risk. To offer these services in a cost-effective manner, it is not possible to work with poor households individually and they need to be organized into groups, informal associations and sometimes cooperatives or producer companies. The formation of such groups and making them function effectively, requires society development services.

Microfinance is started with the recognition that poor people have the capability to lift themselves out of poverty if they had access to affordable savings & loans. With the right opportunity, the poor have proved themselves to be productive and capable of borrowing, saving and repaying, even without collateral.


Features & Benefits-

  • Availed for any amount between Rs.1,000 to a maximum of Rs.10 Lakhs.
  • Hassle-free quick processing of loans.
  • Minimum documentation and quick disbursal.
  • Simplified Paperwork.
  • Easy Payment options.
  • ATL - Anytime Liquidity.
  • No EMI, Service only Interest and enjoy the Loan facility.

What We Do

  • BFT Mutual Nidhi serves thousands of socially marginalized women across villages and urban slums. We have achieved this scale through an innovative combination of using a non-profit model, drawing on best practices from the business world and deploying technology. We are using the channel that we have created to provide a full range of financial services to the poor members. By providing the socially marginalized this range of economic tools, we are looking forward to the eradication of poverty.

Product Features Benefits

  • Micro Loan (Income Generation) - Loans range from Rs.5,000 to Rs. 10,000 for the first loan; subsequent loan amounts determined by past credit history and increased each in set increments up to a maximum limit as decided by the Company.
  • Term of the loan is 50 weeks with principal and interest payments due on a monthly basis.
  • There are times when we need certain information from you to respond to requests and to authenticate your identity when you register for online account information access.