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Mortgage Loan

We offer loan to our customers against any immovable assets which acts as collateral. Loan value would be determined after ascertaining the property documents for which a pre-determined interest rate is applicable.


Features & Benefits:

  • Attractive Interest Rates.
  • Doorstep Service.
  • Balance Transfer Facility.
  • Nominal Prepayment Charges.

Common Requirements for all Applicants.:-
  • Application form duly filled in (with photograph of the entire applicant).
  • Residence and Age verification, which may be established from the PAN card, Election ID, Passport, Driving license and Ration card etc.
  • Copy of approved plan and sanction letter from local civic authority.
  • Copy of NA permission.
  • One/two guarantor/s form/s and salary certificates. If guarantor is in business, copies of I.T. returns or assessment orders for the last three years are required.
  • Bank Pass-book of statements for the last one year.
  • Latest salary slip/statement showing all deductions in case of employed applicants.
  • Certified copies of Balance Sheets and Profit and Loss accounts, IT acknowledgments, advance tax challans (for company / firm and personal account) for the last three years in case of self-employed applicants.
  • Memorandum/Articles of Association for companies, partnership deeds for firms and a brief profile of your company/ firm in case of self-employed applicants.

Additional Requirement:-

A. (In case of purchase from builder)
  • Copy of Agreement for sale.
  • Copy of registration receipt.
  • Copy of sanctioned plan & sanction letter of the competent authorities.
  • Copy of NA permission/ULC order.
  • Copies of receipts of payments already made.
  • NOC from builders in our format.
B. (In case of direct allotment in a Co-operative Housing Society)
  • Allotment letter.
  • Share certificate, Society registration certificate.
  • Copy of sale/lease deed in favor of the society.
  • NOC from society in our format.
  • Possession letter in original.
C. (In case of resale)
  • Copy of all previous vendors agreements duly stamped and registered and the registration receipts. (Original to be given before disbursement).
  • NOC from Society/Builder in our format.
  • Original Share Certificate.